Loan Programs
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Fix & Flip
Property Types
Residential (1-4 Units)
Loan Amount
$50,000 – $25,000,000
Maximum Loan to Cost
90% of Purchase / 100% of Rehab
Maximum Loan to ARV
Up to 70%
Term Length
12 – 24 Month Term
Further Extensions Allowed at Lender’s Discretion
Recourse
Full Recourse
New Construction
Property Types
Residential (1-4 Units)
Loan Amount
$50,000 – $25,000,000
Maximum Loan to Cost
Up to 80% of Lesser of Land Value or Purchase Price
100% of Construction Subject to 85% of Total Project Costs
Maximum Loan to ARV
Up to 70%
Term Length
12 – 24 Month Term
Further Extensions Allowed at Lender’s Discretion
Recourse
Full Recourse
Cash-Out Refinance
Property Types
Residential
Loan Amount
$50,000 – $1,000,000
Maximum Loan to Value
Up to 65%
Term Length
12 – 24 Month Term
Small Balance Multi-Fam
Property Types
Residential (5 Units)
Loan Amount
$500,000 – $5,000,000
Maximum Loan to Cost
Purchase: 75% of Purchase / As-Is Value + 100% of Rehab
Refinance: 65% of As-Is Value + 100% of Rehab
Cash-Out Refi: Subject To % Above + 100% of Rehab / Not To Exceed 75% of PP and 100% of Renovation
Maximum Loan to Stabilized Value
70% Max Loan to Stabilized Value if Purchase / Rate Term Refi
65% Max Loan to Stabilized Value if Cash-Out Refi
Term Length
12 – 24 Month Term + Two 6-Month Extensions
Bridge
Property Types
Single-Family / 2-4 Units / Townhomes / PUD / Warrantable Condos
Loan Amount
$75,000 – $10,000,000
Maximum Loan to Cost
85% Max Loan to Cost + Verified Completed Capex if Property Owned < 6 Months
Maximum Loan to Value
70%
Term Length
12 – 24 Month Term
Commercial
Property Types
Office / Retail / Mixed-Use / Flex Industrial / Land
Loan Amount
$100,000 – $150,000,000
Maximum Loan to Value
30 – 75% Depending on Property Type
Term Length
12 – 24 Month
15 – 30 Year
The Paramount Benefit
Paramount Capital Lending offers a diverse range of hard money loan options to clients in Florida and nationwide. Our dedicated team delivers the necessary capital and expertise to support a wide array of projects.
The PCL Advantage
– Acceptance of Various Credit Types
– Efficient Closing Process with Minimal Documentation
– Direct Interaction with Owners
– Transparency: No Concealed Fees or Charges
– Competitive Rates Offered
– Dedicated Experts Committed to Your Success
Loan FAQ’s
How is each deal evaluated?
Each deal is carefully and individually evaluated based on the following:
– Property Address and Physical Condition
– Financial Investment: Amount of Cash Borrower Contributes
– Current “As-Is” Property Value (Equity)
– Borrower’s Credit and Income Assessment: We Consider All Levels but Prevent Over-Extension
– Past Relationship with Paramount Capital Lending
What are the interest rates for each loan?
10-15%
Are there any extensions and subsequent fees?
Extensions will be considered based on borrowers’ loan history.
Is there a restriction on how many properties I can purchase?
There are no limitations. As long as your deal aligns with our lending criteria, you can obtain a loan from us without any issues, regardless of the number of properties you already own.
Our Office
1510 NE 162nd St
North Miami, FL 33162, USA
Contact Us
(954) 665-1601
[email protected]
Office Hours
Mon-Fri: 9am – 6pm
Sat-Sun: Closed