Privacy Policy

Collection of Personal Information

We collect, and have collected over the past twelve (12) months, personal information from the following categories of individuals:

Website Visitors

Depending on how you interact with our Site, we may request that you provide certain information, including:

• Contact Information: Name, address, email address, telephone number, and any other contact details you choose to provide.
• Broker/Client Portal Access: Username and password (if applicable).
• Subscriptions to Communications: Email address and country of residence. If you choose to subscribe, you can opt out of receiving marketing communications at any time by contacting us or using the unsubscribe link included in the communication.

Office Visitors and Callers

When you visit our offices or contact certain PC Lending employees by phone, we may collect the following personal information:

• Identification Information: Name, organization, and other contact details.
• Visit Records: Date and time of your visit to our offices.
• Call Recordings: Voiceprints and telephone numbers recorded during calls.

Third-Party Service Providers, Vendors, and Suppliers

In engaging third-party service providers, vendors, and suppliers, we may collect personal information about them and/or their individual representatives, which may include:

• Contact Information: Name, job title, telephone number, email address, and other contact details.
• Affiliation Details: The name of the associated third-party service provider, vendor, or supplier and its address.
• Payment Processing Information: Information necessary for payment processing, such as tax identification numbers and wire transfer details.

We may also obtain personal information from companies that maintain anti-money laundering, terrorism sanction screening, and know your customer databases.

Business Contacts and Prospective Clients and Investors

We may collect personal information about individuals or representatives of organizations with whom we have, or seek to establish, a business relationship, as well as prospective clients and investors. This information may include:

• Contact Information: Name, address, telephone number, email address, and other contact details.
• Organizational Details: Organization name and address, job title.
• Investor Preferences: Investor type, strategy, and communication preferences. If you choose to receive marketing communications, you have the option to opt out at any time by contacting us or using the unsubscribe link provided.

If you are a resident of the People’s Republic of China, some of this information may be classified as sensitive personal information under Chinese data protection law (including national identification numbers and other identifying numbers, commercial information, salary information, and certain online activity data collected through technology such as cookies and tags). You understand that sensitive personal information, if disclosed or misused, could potentially infringe upon a natural person’s dignity or endanger their safety or property.

We do not knowingly process personal information from individuals under the age of 18.

Sources of Personal Information

We may collect personal information that you provide to us directly, as well as information from the following additional sources:

• Companies maintaining anti-money laundering and terrorism sanction screening and know your customer databases.
• Law enforcement, regulatory, or government agencies.
• Certain publicly available sources.

Processing of Personal Information

Your personal information may be processed, where lawful and relevant under applicable law, on any of the following grounds:

1. Compliance with Legal Obligations: To meet our legal and regulatory responsibilities.

2. Public Interest: When necessary for reasons of substantial public interest.

3. Contractual Obligations: To fulfill our obligations under a contract.

4. Consent: When we have obtained your explicit consent.

5. Legitimate Business Interests: To pursue our legitimate business interests, including, but not limited to, the following purposes:

    

   • Responding to your inquiries and addressing complaints.
   • Conducting research related to the usage of the Site (for website visitors).
   • Personalizing and enhancing your website experience (for website visitors).
   • Maintaining the security of our premises, personnel, assets, systems, and intellectual property, as well as managing access to our facilities and implementing disaster recovery procedures (for office visitors).
   • Compensating you for your services (for third-party service providers, vendors, and suppliers).
   • Complying with record-keeping obligations and applicable laws regarding anti-money laundering, anti-corruption, bribery, terrorism financing, sanctions, and the prevention and detection of crime (for office callers, third-party service providers, vendors, and suppliers).
   • Managing and maintaining our relationship with you.
   • Exchanging correspondence or documentation, which may involve providing your contact details to couriers and service providers responsible for delivery.
   • Engaging your services in the future (for third-party service providers, vendors, suppliers, and business contacts).
   • Contacting you to schedule meetings or phone calls with your designated PC Lending business contact(s).
   • Processing your subscription requests and sending marketing communications about PC Lending (if you choose to subscribe, you may opt out of receiving such communications at any time by contacting us or unsubscribing via the link included in the communication) (for website visitors, business contacts, and prospective clients and investors).

Where required by applicable law, we will obtain your prior consent before using your personal information for direct marketing purposes. If you do not provide consent, we will refrain from using your personal information for these purposes.

When it is permissible for PC Lending to rely on its legitimate interests as the basis for processing your personal information, we will conduct an assessment to evaluate any potential conflicts between our interests and your rights regarding the protection of your personal information.

Retention of Personal Information

We will retain your personal information only for as long as deemed necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is mandated or permitted by applicable laws or regulations, as further specified in our document retention policies. Additionally, we may retain your personal information for the duration necessary to establish, exercise, or defend any legal rights.

Safeguarding Personal Information

PC Lending implements established internal policies and procedures, along with physical and electronic safeguards, to protect the personal information in our possession from accidental or unlawful destruction, loss, alteration, unauthorized access, or disclosure. We strive to limit access to your personal information to those employees, agents, and authorized parties who require it to facilitate the provision of products or services to you. However, please be aware that while we take these precautions, no safeguard can guarantee absolute security against unauthorized access or intrusions by third parties, particularly given the inherent vulnerabilities of the Internet.

Protection of Personal Information

The security of your information is of utmost importance to us. We utilize a range of technical, administrative, and physical security measures to protect any personal information you provide through our website or other means from unauthorized access or use. Nonetheless, it is essential to recognize that “perfect security” does not exist on the Internet, and there remains a risk that unauthorized individuals may gain access to or misuse your personal information. We will not be liable for any damages, losses, or legal claims arising from the disclosure of your personal information. By using our Site and providing us with such information, you acknowledge and accept this risk.

Children’s Privacy

The Site is not intended for, nor targeted toward, children under the age of 13, and we do not knowingly collect personal information from such individuals through the Site. If we become aware that we have collected or received personal information from a child under 13, we will take appropriate steps to delete that information promptly.

Modifications to the Privacy Policy

PC Lending reserves the right, in its sole discretion, to modify or amend this Privacy Policy at any time and in any manner. Any changes will become effective immediately upon posting on the Site, and the Privacy Policy will indicate the date of the most recent update. You are encouraged to review this Privacy Policy periodically for any changes that may be applicable to you. Furthermore, by accessing the Site after any modifications, you are deemed to have accepted all terms of this Privacy Policy as modified or amended.

For any inquiries regarding PC Lending’s Privacy Policy, please contact us at DataPrivacyTeam@paramountcaplending.com.

Paramount Capital Lending, LLC
1510 NE 162nd ST
North Miami, FL 33162
Phone: +1 (954) 665-1601